THE SENATE

S.B. NO.

2968

TWENTY-SIXTH LEGISLATURE, 2012

S.D. 1

STATE OF HAWAII

 

 

 

 

 

 

A BILL FOR AN ACT

 

 

RELATING TO MOTOR VEHICLE INSURANCE.

 

 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:

 


     SECTION 1.  The legislature finds that many states allow insurers to offer motor vehicle insurance discounts to drivers who complete a driver safety course or driver improvement course in the classroom or online.  However, existing law in Hawaii on discriminatory practices in underwriting is silent on allowing motor vehicle insurance companies to offer discounts of any kind.

     The purpose of this Act is to allow motor vehicle insurance companies to offer discounts on premiums if the insured completes a driver safety or driver improvement course.

     SECTION 2.  Section 431:10C-207, Hawaii Revised Statutes, is amended to read as follows:

     "§431:10C-207  Discriminatory practices prohibited[.]; driver safety or improvement course.  (a)  [No] Except as provided in subsection (b), no insurer shall base any standard or rating plan, in whole or in part, directly or indirectly, upon a person's race, creed, ethnic extraction, age, sex, length of driving experience, credit bureau rating, marital status, or physical handicap.

     (b)  An insurer may offer premium discounts for drivers who complete a driver safety course or driver improvement course."

     SECTION 3.  Statutory material to be repealed is bracketed and stricken.  New statutory material is underscored.

     SECTION 4.  This Act shall take effect upon its approval.


 


 

Report Title:

Motor Vehicle Insurance; Premiums; Discount

 

Description:

Allows motor vehicle insurers to offer insurance premium discounts for completion of a driver safety course or driver improvement course.  (SD1)

 

 

 

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