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THE SENATE |
S.B. NO. |
2968 |
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TWENTY-SIXTH LEGISLATURE, 2012 |
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STATE OF HAWAII |
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A BILL FOR AN ACT
RELATING TO MOTOR VEHICLE INSURANCE.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:
SECTION 1. The legislature finds that many states allow insurers to offer motor vehicle insurance discounts to drivers who complete a state-approved driver improvement course in the classroom or online, in some states. Existing current law in Hawaii, however, prohibits motor vehicle insurance companies from offering discounts of any kind.
The purpose of this Act is to allow motor vehicle insurance companies to offer discounts on premiums if the insured completes a state-certified driver improvement course.
SECTION 2. Section 431:10C-207, Hawaii Revised Statutes, is amended to read as follows:
"§431:10C-207 Discriminatory practices
prohibited[.]; driver safety course. (a)
[No] Except as provided in subsection (b), no insurer shall base
any standard or rating plan, in whole or in part, directly or indirectly, upon
a person's race, creed, ethnic extraction, age, sex, length of driving
experience, credit bureau rating, marital status, or physical handicap.
(b) An insurer may offer premium discounts for drivers who complete a state-approved driver safety course."
SECTION 3. To implement section 2 of this Act, the insurance commissioner shall establish and maintain an updated list of state-approved driver safety courses offered by public or private entities, or in the alternative, provide a state-sponsored driver safety course through the department of transportation.
SECTION 4. Statutory material to be repealed is bracketed and stricken. New statutory material is underscored.
SECTION 5. This Act shall take effect upon its approval.
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INTRODUCED BY: |
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Report Title:
Motor Vehicle Insurance; Premiums; Discount
Description:
Allows motor vehicle insurers to offer insurance premium discounts for completion of a state-approved driver safety course.
The summary description of legislation appearing on this page is for informational purposes only and is not legislation or evidence of legislative intent.