Report Title:

Motor Vehicle Insurance

 

Description:

Requires all vehicles to display a decal affixed to the rear bumper as proof of insurance.

 


THE SENATE

S.B. NO.

1104

TWENTY-FIFTH LEGISLATURE, 2009

 

STATE OF HAWAII

 

 

 

 

 

A BILL FOR AN ACT

 

 

relating to motor vehicle insurance.

 

 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:

 


     SECTION 1.  Section 431:10C-107, Hawaii Revised Statutes, is amended to read as follows:

     "§431:10C-107  Verification of insurance; motor vehicles.  (a)  Every insurer shall issue to its insureds a motor vehicle insurance identification card and decal for each motor vehicle for which the basic motor vehicle insurance coverage is written. 

     (b)  The identification card shall contain the following:

     (1)  Name of make and factory or serial number of the motor vehicle; provided that insurers of five or more motor vehicles which are under common registered ownership and used in the regular course of business shall not be required to indicate the name of make and the factory or serial number of each motor vehicle;

     (2)  Policy number;

     (3)  Names of the insured and the insurer; and

     (4)  Effective dates of coverage including the expiration date.

     [(b)] (c)  The identification card shall be in the insured motor vehicle at all times and shall be exhibited to a law enforcement officer upon demand.

     [(c)] (d)  The identification card shall be resistant to forgery by whatever means appropriate.  The commissioner shall approve the construction, form, and design of the identification card to ensure that the card is forgery resistant.

     [(d)] (e)  The commissioner shall issue a certificate of self-insurance periodically, as necessary, for use in each motor vehicle insured under section 431:10C-105.

     [(e)] (f)  The identification card issued by an insurer shall not be issued for a period exceeding the period for which premiums have been paid or earned; provided that this subsection shall apply only to the first application of a person for a motor vehicle insurance policy and shall not apply to applications for commercial and fleet vehicles.

     (g)  The decal issued by an insurer shall be an opaque white self-sticking decal, three inches by three inches square, that shall have the following printed on it in black ink:

     (1)  The name of the insurer printed in type at least one‑half inch high; and

     (2)  Numerals representing the month and year that the policy expires printed in type at least two inches high.

     (h)  The decal shall be affixed to the rear of the car, not more than six inches to the left of the left edge of the rear license plate and shall remain in place until the policy that it references has expired.

     (i)  The decal shall be resistant to forgery by whatever means appropriate.  The commissioner shall approve the construction, form, and design of the decal to ensure that the decal is forgery resistant. 

     (j)  The commissioner shall issue a decal of self-insurance periodically, as necessary, for use in each motor vehicle insured under section 431:10C-105."

     SECTION 2.  Statutory material to be repealed is bracketed and stricken.  New statutory material is underscored.

     SECTION 3.  This Act shall take effect on July 1, 2009.

 

INTRODUCED BY:

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