Report Title:
Dental Insurance; Regulation
Description:
Regulates dental insurance in the same manner as health and accident insurance.
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THE SENATE |
S.B. NO. |
589 |
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TWENTY-FIRST LEGISLATURE, 2001 |
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STATE OF HAWAII |
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A BILL FOR AN ACT
relating to dental insurance.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:
SECTION 1. Chapter 431, Hawaii Revised Statutes, is amended by adding a new section to article 10A to be appropriately designated and to read as follows:
"§431:10A- Dental insurance coverage. Any dental service organization offering prepaid dental insurance shall file for registration with the insurance commissioner and shall be subject to regulation under this part.
For purposes of this section:
"Dental service organization" means any person who undertakes to provide or to arrange for or administer one or more prepaid dental insurance plans.
"Prepaid dental insurance plan" means any contractural arrangement for dental services provided directly or arranged for or administered directly on a prepaid individual, group, or capitation basis to a subscriber."
SECTION 2. Section 431:10A-101, Hawaii Revised Statutes, is amended to read as follows:
"§431:10A-101 Applications and exceptions. This part shall apply to all policies of accident and sickness insurance and to prepaid dental insurance plans delivered or issued for delivery in this State, except that nothing in this part shall apply to or affect:
(1) Any policy of workers' compensation insurance or any policy of vehicle or liability insurance with or without supplementary coverage therein;
(2) Any policy or contract of reinsurance;
(3) Any blanket or group policy of insurance; or
(4) Life insurance, endowment, or annuity contracts, or contracts supplemental thereto which contain only such provisions relating to accident and sickness insurance as:
(A) Provide additional benefits in case of death, dismemberment or loss of sight by accident, or
(B) Operate to safeguard such contracts against lapse, or to give a special surrender value, special benefit or an annuity in the event that the insured or annuitant shall become totally and permanently disabled, as defined by the contract or supplemental contract."
SECTION 3. Section 431:10A-102, Hawaii Revised Statutes, is amended to read as follows:
"§431:10A-102 Accident and sickness insurance policy defined. The term, policy of accident and sickness insurance, includes any policy or contract covering the class of insurance described in section 431:1-205[.] and prepaid dental insurance plans."
SECTION 4. Chapter 448D, Hawaii Revised Statutes, is repealed.
SECTION 5. New statutory material is underscored.
SECTION 6. This Act shall take effect upon its approval.
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INTRODUCED BY: |
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