STAND. COM. REP. NO. 1607-00

                                 Honolulu, Hawaii
                                                   , 2000

                                 RE: H.R. No. 32
                                     H.D. 1




Honorable Calvin K.Y. Say
Speaker, House of Representatives
Twentieth State Legislature
Regular Session of 2000
State of Hawaii

Sir:

     Your Committee on Higher Education, to which was referred
H.R. No. 32 entitled:

     "HOUSE RESOLUTION REQUESTING THE BOARD OF REGENTS OF THE
     UNIVERSITY OF HAWAII TO ADOPT A POLICY TO RESTRICT THE
     DIRECT SOLICITATION ON CAMPUS OF STUDENTS FOR CREDIT CARD
     ACCOUNTS AND TO OFFER CONSUMER CREDIT SEMINARS AS PART OF
     FRESHMAN ORIENTATION,"

begs leave to report as follows:

     The purpose of this resolution is to request the Board of
Regents (Board) of the University of Hawaii (UH) to:

     (1)  Restrict the solicitation of students on campus by
          credit card companies; and 

     (2)  Offer consumer credit seminars as part of freshman
          orientation at UH.

     The Representative from the Twenty-Seventh District
supported this resolution.  The UH supported the intent of this
resolution.

     Your Committee finds that this resolution addresses serious
problems regarding the solicitation of college students at the UH
by credit card companies, and the general lack of understanding
on the part of many college students of the basic principles of
credit.  Many students compound the debt that they are incurring
for tuition by spending indiscriminately with credit cards.

 
 
                                 STAND. COM. REP. NO. 1607-00
                                 Page 2

 
However, your Committee also recognizes that the UH cannot
legally restrict specific types of companies from solicitating on
campus.  Your Committee also feels that the scope of this
resolution should be extended to include private college
students.

     Therefore, upon further consideration, your Committee has
amended this resolution by:

     (1)  Requesting the Board and local private colleges to
          study rather than adopt restrictive policies regarding
          the solicitation of students by credit card companies;

     (2)  Requesting the Board and local private colleges to
          offer credit seminars as part of freshman orientation
          at UH;

     (3)  Changing the title of the resolution to read:
          "REQUESTING THE BOARD OF REGENTS OF THE UNIVERSITY OF
          HAWAII AND THE GOVERNING BODIES OF PRIVATE COLLEGES AND
          UNIVERSITIES IN HAWAII TO STUDY THE DIRECT SOLICITATION
          ON CAMPUS OF STUDENTS FOR CREDIT CARD ACCOUNTS AND TO
          OFFER CONSUMER CREDIT SEMINARS AS PART OF FRESHMAN
          ORIENTATION"; and

     (4)  Transmitting certified copies of this resolution to the
          President of Brigham Young University, the President of
          Chaminade University, and the President of Hawaii
          Pacific University.

     As affirmed by the record of votes of the members of your
Committee on Higher Education that is attached to this report,
your Committee concurs with the intent and purpose of H.R. No.
32, as amended herein, and recommends its adoption in the form
attached hereto as H.R. No. 32, H.D. 1.

                                   Respectfully submitted on
                                   behalf of the members of the
                                   Committee on Higher Education,



                                   ______________________________
                                   DAVID MORIHARA, Chair