§431:10-104 General readability requirements.  In addition to any other requirements of law, no contract shall be delivered or issued for delivery in this State unless:

     (1)  The text is in plain language, achieving a minimum score of forty on the Flesch reading ease test or an equivalent score on any other comparable test prescribed by the commissioner under section 431:10-105(a);

     (2)  The contract is printed, except for specification pages, schedules, and tables, in not less than ten point type, one point leaded;

     (3)  The style, arrangement, and general appearance of the contract give no undue prominence to any endorsements, riders, or other portions of the text;

     (4)  A table of contents or index of principal sections is provided with the contract when the text consists of more than three thousand words printed on three or less pages or when the text has more than three pages regardless of the total number of printed words; and

     (5)  For any short-term health insurance policies that impose preexisting conditions provisions, any policy, application, or sales brochure shall disclose in a conspicuous manner in not less than fourteen point bold face type the following statement:

               "THIS POLICY EXCLUDES COVERAGE FOR CONDITIONS FOR WHICH MEDICAL ADVICE, DIAGNOSIS, CARE, OR TREATMENT WAS RECOMMENDED OR RECEIVED DURING THE [insert exclusion period] IMMEDIATELY PRECEDING THE EFFECTIVE DATE OF COVERAGE."

          [L 1987, c 347, pt of §2; am L 2016, c 141, §5]