CHAPTER 443B

COLLECTION AGENCIES

 

Section

   443B-1 Definitions

   443B-2 Powers and duties of the director

   443B-3 Registration required

 443B-3.5 Exempt out-of-state collection agency

   443B-4 Application for registration

443B-4.51 Certificate of registration

443B-4.52 Notice of termination of business

443B-4.53 Termination of business and surrender of certificate

          of registration

443B-4.54 Notification of change

443B-4.55 Single act; evidence of practice

443B-4.56 Transfer of registration

443B-4.57 Fine, revocation, suspension, termination, denial of

          registration, renewal of registration, or restoration

          of registration

443B-4.58 Biennial renewal requirement

443B-4.59 Restoration of forfeited registration

443B-4.60 Collecting without a registration

443B-4.61 Repealed

443B-4.62 Audits

443B-4.63 Furnishing deceptive forms

   443B-5 Bond

   443B-6 Place of business; principal collector

   443B-7 Repealed

   443B-8 Manner in which records, funds, and other forms of

          indebtedness are to be kept by collection agencies

   443B-9 Collection, attorney's, or commission fees; exception

  443B-10 Reports and payments by agency

443B-10.5 Fiduciary responsibility

  443B-11 Action on collection agency bond

  443B-12 Remedies not exclusive

  443B-13 Jurisdiction of courts

  443B-14 Penalties

  443B-15 Threats or coercion

  443B-16 Harassment and abuse

  443B-17 Unreasonable publication

  443B-18 Fraudulent, deceptive, or misleading representations

  443B-19 Unfair or unconscionable means

  443B-20 Unfair competition, unfair or deceptive acts or

          practices

  443B-21 Severability

 

Cross References

 

  Sunset evaluations modified, see §§26H-4, 5.

  Collection practices, see chapter 480D.

 

Case Notes

 

  Plaintiff not entitled to summary judgment on plaintiff's claim under §480-13, as plaintiff failed to establish that plaintiff was actually damaged by defendant's failure to register as a debt collector.  183 F. Supp. 2d 1234.

  Designation of the director to enforce this chapter does not preclude standing to an individual to sue under chapter 480, provided the individual can satisfy the definition of "consumer"; circuit court's conclusion that plaintiffs had no standing to sue for a chapter 443B violation because director was charged with enforcement of the chapter, was error.  78 H. 213 (App.), 891 P.2d 300.