Chapter

431 Insurance Code

431A Readability of Insurance Contracts--Repealed

431D Insurance Company Insolvency--Repealed

431F Hawaii Life and Disability Insurance Guaranty

Association Act—Repealed

431H Insurance Information Protection Act--Repealed

431J Captive Insurance Companies--Repealed

431K Risk Retention

431L Medicaid-Related Mandates

431M Mental Health and Alcohol and Drug Abuse

Treatment Insurance Benefits

431N State Health Insurance Program Act

431P Hawaii Hurricane Relief Fund

432 Benefit Societies

432C Nonprofit Entities; Conversion of Assets

432D Health Maintenance Organization Act

432E Patients' Bill of Rights and Responsibilities Act

433 Mutual and Fraternal Benefit Societies--Repealed

434 Insurance by Fraternal Benefit Societies--Repealed

435 Credit Life Insurance and Credit Disability

Insurance--Repealed

435C Hawaii Medical Malpractice Underwriting Plan

435E Physicians and Surgeons Cooperative Indemnity

REPEALED. L 1987, c 347, §1.

ARTICLE 1. DEFINITIONS

Part I. General Provisions

Section

431:1-100 Short title

431:1-100.5 Purpose

431:1-101 Compliance required

431:1-102 Public interest

431:1-103 Headings

431:1-104 Particular provisions prevail

431:1-105 Records, statements and reports

Part II. General Definitions

431:1-201 Insurance defined

431:1-202 Insurer defined

431:1-203 Classes of insurance

431:1-204 Life insurance defined

431:1-205 Accident and health or sickness insurance defined

431:1-206 Property insurance defined

431:1-207 Marine and transportation insurance defined

431:1-208 Vehicle insurance defined

431:1-209 General casualty insurance defined

431:1-210 Surety insurance defined

431:1-211 Ocean marine insurance defined

431:1-212 Person defined

431:1-213 State defined

431:1-214 United States defined

431:1-215 Transaction of an insurance business

431:1-216 General business practice

ARTICLE 2. ADMINISTRATION OF INSURANCE LAWS

Part I. Insurance Division

431:2-101 Insurance division

431:2-102 Insurance commissioner

431:2-103 Salary

431:2-104 Seal

431:2-105 Deputies, employees

431:2-105.5 Staff

431:2-106 Ethical requirements for insurance division staff

431:2-107 Workers' compensation rate analysis

431:2-108 Commissioner may delegate

431:2-109 Supplies, convention blanks

431:2-110 Offices

Part II. Powers and Duties of Commissioner

431:2-201 General powers and duties

431:2-201.3 Criminal convictions; consent to engage

in business

431:2-201.5 Conformity to federal law

431:2-202 Orders and notices

431:2-202.5 Approval; when deemed effective

431:2-203 Enforcement

431:2-204 Commissioner's power to subpoena

431:2-205 Commissioner to receive service of legal process

on foreign or alien insurer

431:2-206 How service on commissioner made

431:2-207 Contempt proceedings

431:2-208 Access to records

431:2-209 Records and reports

431:2-210 Copies and certificates as evidence

431:2-211 Annual report

431:2-212 Interstate cooperation

431:2-214 The commissioner's education and training fund

431:2-215 Deposits to compliance resolution fund

431:2-216 Assessments of health insurers

Part III. Investigations, Examinations, Hearings

and Appeals

431:2-301 Purpose

431:2-301.5 Examiner defined

431:2-301.6 Conflict of interest

431:2-301.7 Conduct of examinations

431:2-301.8 Immunity from liability

431:2-302 Authority, scope, and scheduling of examinations

431:2-303 Examination of producers, adjusters, promoters,

and independent bill reviewers

431:2-304 Examination of guaranty associations

431:2-305 Examination reports

431:2-306 Examination expense

431:2-307 Repealed

431:2-307.5 Reimbursement and compensation of examiners;

source of funds; disposition of receipts

431:2-308 Administrative procedure act applies

ARTICLE 3. INSURERS GENERAL REQUIREMENTS

Part I. Definitions

431:3-101 Alien insurer

431:3-102 Capital funds

431:3-103 Charter

431:3-104 Domestic insurer

431:3-105 Foreign insurer

431:3-106 Mutual insurer

431:3-107 Reciprocal insurance

431:3-108 Reciprocal insurer

431:3-109 Reinsurance

431:3-110 Stock insurer

Part II. Certificate of Authority

431:3-201 Authority required

431:3-202 Insurer's name

431:3-203 Qualifications for authority

431:3-203.5 Foreign insurer; certification

431:3-204 Classes of insurance authorized

431:3-205 Funds required of new insurers

431:3-206 Additional funds required, new insurers

431:3-207 Noncompliance as to capital stock and surplus

permitted certain insurers for five years

431:3-208 Funds required of existing and new insurers for

transacting additional classes of insurance

431:3-209 Deposits of alien and foreign insurers; special

deposits

431:3-210 Determination of capital funds of alien insurer

431:3-211 Repealed

431:3-212 Application for authority

431:3-212.5 Redomestication of authorized insurers

431:3-213 Authority issued or denied

431:3-214 Extension; amendment

431:3-215 Withdrawal from State; obligations

431:3-216 Mandatory refusal, suspension or revocation

provisions

431:3-217 Discretionary refusal, suspension or revocation

provisions

431:3-218 Procedure upon revocation; suspension of

certificate of authority

431:3-219 Suspension period

431:3-220 Revival

431:3-221 Power to fine

Part III. Annual Requirements and Limiting Provisions

431:3-301 Annual and quarterly filings with commissioner

431:3-302 Annual and quarterly filings with the National

Association of Insurance Commissioners

431:3-302.5 Annual audit

431:3-303 Immunity

431:3-304 Confidentiality

431:3-305 Accounts; records

431:3-306 Limit of risk

431:3-306.5 Residential hurricane coverage

431:3-307 Free insurance

431:3-308 Alien government owned insurers

431:3-309 Disclosure of profits by insurers

Part IV. Risk-Based Capital for Insurers

431:3-401 Definitions

431:3-402 Risk-based capital reports

431:3-403 Company action level event

431:3-404 Regulatory action level event

431:3-405 Authorized control level event

431:3-406 Mandatory control level event

431:3-407 Hearing

431:3-408 Confidentiality and prohibition on announcements;

prohibition on use in ratemaking

431:3-409 Supplemental provisions; rules; exceptions

431:3-410 Foreign insurers

431:3-411 Severability

431:3-412 Notices

431:3-413 Phase-in provision

431:3-414 Immunity

ARTICLE 3A. PRIVACY OF CONSUMER FINANCIAL INFORMATION

Part I. General Provisions

431:3A-101 Purpose; scope; applicability

431:3A-102 Definitions

Part II. Privacy and Opt Out Notices for Financial

Information

431:3A-201 Initial privacy notice to consumers required

431:3A-202 Annual privacy notice to customers required

431:3A-203 Information to be included in privacy notices

431:3A-204 Form of opt out notice to consumers and opt out

methods

431:3A-205 Revised privacy notices

431:3A-206 Delivery

Part III. Limits on Disclosures of Financial Information

431:3A-301 Limits on disclosure of nonpublic personal

financial information to nonaffiliated third

parties

431:3A-302 Limits on redisclosure and reuse of nonpublic

personal financial information

431:3A-303 Limits on sharing account number information for

marketing purposes

Part IV. Exceptions to Limits on Disclosures of

Financial Information

431:3A-401 Exception to opt out requirements for disclosure

of nonpublic personal financial information for

service providers and for joint marketing

431:3A-402 Exceptions to notice and opt out requirements for

disclosure of nonpublic personal financial

information for processing and servicing

transactions

431:3A-403 Other exceptions to notice and opt out

requirements for disclosure of nonpublic personal

financial information

Part V. Additional Provisions

431:3A-501 Protection of Fair Credit Reporting Act

431:3A-502 Nondiscrimination

431:3A-503 Violation

431:3A-504 Rules

ARTICLE 4. DOMESTIC INSURERS

Part I. Organization, Powers and Sale of Securities of

Domestic Insurers

431:4-101 Definitions

431:4-102 Types of insurers permitted

431:4-103 Corporation law applies in general

431:4-104 Articles of incorporation

431:4-105 Affidavit

431:4-106 Board of directors

431:4-106.5 Membership in mutual or subscriber in reciprocal

insurers; no personal liability of representative

431:4-107 Solicitation permit required

431:4-108 Application for a solicitation permit

431:4-109 Permit issued or denied

431:4-110 Bond or cash deposit

431:4-111 Expiration and contents

431:4-112 Permit not an inducement

431:4-113 Organization solicitor's license

431:4-114 Revocation of solicitation permit

431:4-115 Escrow of funds

431:4-116 Expense pending completion

431:4-117 Issuance and forfeiture of securities

431:4-118 Insurance application

431:4-119 Refund upon failure to complete or qualify or

upon revocation of solicitation permit

431:4-120 Subsequent financing

431:4-121 False exhibits

431:4-122 Depositaries

431:4-123 Corrupt practices

431:4-124 Prohibited guaranty

431:4-125 Fees on use of funds

431:4-126 Comply with foreign laws

431:4-127 Solicitation in other states

Part II. Domestic Stock Insurers

431:4-201 Other laws applicable

431:4-202 Increase of capital

431:4-203 Decrease of capital

431:4-204 Dividends to stockholders

431:4-205 Illegal dividends; reductions

431:4-206 Repayment of contributed surplus

431:4-207 Participating policies

431:4-208 Statement by beneficial owner, director, officer

431:4-209 Recovery of profits realized

431:4-210 Unlawful sales of equity security

431:4-211 Exempt transactions

431:4-212 Arbitrage transactions not affected

431:4-213 Exempt equity securities

431:4-214 Rules and regulations

Part IIA. Proxies, Consents, and Authorizations

of Domestic Stock Insurers

431:4-231 Applicability

431:4-232 Schedule A: information required in a

proxy statement

431:4-233 Schedule B: information to be included in

statements filed by or on behalf of a

participant other than an insurer in a

proxy solicitation in an election contest

431:4-234 Proxies, consents, and authorizations

431:4-235 Schedules and exhibits

431:4-236 Disclosure of equivalent information

431:4-237 Definitions

431:4-238 Information to be furnished to stockholders

431:4-239 Requirements as to proxy

431:4-240 Material required to be filed

431:4-241 False or misleading statements

431:4-242 Prohibition of certain solicitations

431:4-243 Election contests; applicability

431:4-244 Filing of information required by schedule B

431:4-245 Solicitations prior to furnishing required

written proxy statement

431:4-246 Solicitation prior to furnishing required

written proxy statement; filing requirements

431:4-247 Application of this part to annual report

Part III. Domestic Mutual Insurers

431:4-301 Other articles applicable

431:4-302 Initial qualifications for mutual insurers

431:4-303 Mutual property insurer

431:4-304 Mutual casualty insurer

431:4-305 Mutual vehicle insurer

431:4-306 Mutual life insurer

431:4-307 Mutual accident and health or sickness insurer

431:4-308 Membership

431:4-309 Rights of members

431:4-310 Bylaws

431:4-311 Notice of annual meeting

431:4-312 Members proxies

431:4-313 Directors

431:4-314 Limitation on expenses incurred in writing property

and casualty

431:4-315 Violation of expense limitation

431:4-316 Actions on officers' salaries

431:4-317 Contingent liability of members

431:4-318 Accrual of liability

431:4-319 Contingent liability as asset

431:4-320 Lien on reserves

431:4-321 Nonassessable policies

431:4-322 Applies to all policies

431:4-323 Revocation of authority

431:4-324 Dividends

431:4-325 Nonparticipating policies

431:4-326 Members' share of assets

Part IV. Reciprocal Insurers

431:4-401 Application of other sections

431:4-402 Scope

431:4-403 Insuring powers of reciprocals

431:4-404 Suits

431:4-405 Attorney

431:4-406 Power of attorney

431:4-407 Modifications

431:4-408 Organization of reciprocal insurers

431:4-409 Application for authority; declaration required

431:4-410 Policies effective

431:4-411 Attorney's bond

431:4-412 Deposit in lieu

431:4-413 Actions on bond

431:4-414 Subscribers

431:4-415 Subscribers' advisory committee

431:4-416 Subscriber's liability

431:4-417 Subscriber's liability on judgments

431:4-418 Aggregate liability

431:4-419 Assessment

431:4-420 Time limit for assessment

431:4-421 Nonassessable policies

431:4-422 Contributions of surplus

431:4-423 Share in savings

431:4-424 Subscriber's share of assets

431:4-425 Repealed

Part V. Reorganization and Conversion of Domestic

Insurers

431:4-501 Reorganization, merger or consolidation

431:4-502 Mutualization of stock insurers

431:4-503 Conversion or reinsurance of mutual insurer

431:4-504 Merger or conversion of reciprocal insurer

ARTICLE 4A. CREDIT FOR REINSURANCE

431:4A-101 Credit allowed a domestic ceding insurer

431:4A-102 Reduction from liability for reinsurance ceded

by a domestic insurer to an assuming insurer

431:4A-103 Qualified United States financial institutions

431:4A-104 Rules

431:4A-105 Reinsurance agreements affected

ARTICLE 5. FINANCIAL CONDITION

Part I. Standards

431:5-101 Impairment of capital

431:5-102 Impairment of surplus

431:5-103 Impairment of reciprocal's surplus

Part II. Assets and Liabilities

431:5-201 Qualified assets

431:5-202 Assets not allowed

431:5-203 Liabilities

431:5-204 Determining financial condition of reciprocal

insurers

Part III. Reserves and Valuation

431:5-301 Unearned premium reserve

431:5-302 Unearned premium reserve for marine and

transportation

431:5-303 Active life reserves and unearned premium

reserves for noncancellable disability insurance

431:5-304 Loss reserves for liability and workers'

compensation insurance

431:5-305 Increased reserves

431:5-306 Reserve credit for reinsurance

431:5-307 Standard valuation law; life

431:5-308 Valuation of bonds

431:5-309 Valuation of other securities

431:5-310 Valuation of property

431:5-311 Valuation of purchase money mortgages

Part IV. Rules

431:5-401 Rules

ARTICLE 6. INVESTMENTS

Part I. General Provisions

431:6-101 Definitions pertaining to investments

431:6-102 Merged, reorganized institutions

431:6-103 Eligible investments; scope

431:6-104 General qualifications

431:6-105 General limitations

431:6-106 Record of investments

Part II. Mandatory Provisions

431:6-201 Required investments for capital and reserves

Part III. Permitted Investments

431:6-301 Public obligations

431:6-302 Corporate obligations

431:6-303 Preferred or guaranteed stocks or shares

431:6-304 Trustees or receivers obligations

431:6-305 Equipment trust obligations

431:6-306 Mortgage loans and contracts

431:6-307 Mortgage loan limited by property value

431:6-308 Encumbrance defined

431:6-309 Appraisal; insurance; limit

431:6-310 Security agreements

431:6-311 Real property owned

431:6-312 Time limit for disposal

431:6-313 Foreign securities

431:6-314 Policy loans

431:6-315 Banks, savings and loan associations, credit

unions, and financial services loan companies

431:6-316 Insurance stocks

431:6-317 Common stocks

431:6-318 Collateral loans

431:6-319 Miscellaneous investments

431:6-320 Special consent investments

431:6-321 Hedging transactions

431:6-322 Common trust funds, mutual funds

431:6-323 Separate accounts

431:6-324 Subsidiaries

Part IV. Prohibited Investments and Limitations

431:6-401 Prohibited investments

431:6-402 Securities underwriting; agreements to withhold

or to repurchase

431:6-403 Disposal of ineligible property and securities

431:6-404 Authorization of investments

Part V. Investment of Foreign and Alien Insurers

431:6-501 Investments of foreign, alien insurers

Part VI. Investment Pools

431:6-601 Insurer investment pools

431:6-602 Securities lending, repurchase, reverse

repurchase, and dollar roll; investment pools

ARTICLE 7. FEES, TAXES AND DEPOSITS

Part I. Fees

431:7-101 Fees

Part II. Taxes

431:7-201 Annual and quarterly tax statements

431:7-202 Taxation

431:7-202.5 Additions to taxes for noncompliance or evasion;

interest on underpayments and overpayments

431:7-203 Administrative refunds

431:7-204 In lieu provision

431:7-204.5 Appeals

431:7-204.6 Limitation period for assessment, levy,

collection, or refund

431:7-205 Reports to department of taxation

431:7-206 Domestic company credit for retaliatory taxes

paid other states

431:7-207 Tax credit to facilitate regulatory oversight

431:7-208 Low-income housing, insurance premium tax credit

431:7-209 High technology business investment tax credit

Part III. Deposits

431:7-301 Deposits of insurers

431:7-302 Purpose of deposit

431:7-303 Securities eligible for deposit

431:7-304 Record and receipt

431:7-305 Transfer of securities

431:7-306 Director may designate depositary

431:7-307 Responsibility for deposits

431:7-308 Dividends and substitutions

431:7-309 Release of deposit

431:7-310 Voluntary excess deposit

431:7-311 Not subject to levy

ARTICLE 8. UNAUTHORIZED INSURERS AND SURPLUS LINES

Part I. General Provisions

431:8-101 Scope

431:8-102 Definitions

Part II. Unauthorized Insurers

431:8-201 Transacting insurance business without

certificate of authority prohibited

431:8-202 Acting for or aiding unauthorized insurer

prohibited

431:8-203 Validity of contracts illegally effectuated

431:8-204 Liability of person assisting unauthorized

insurer

431:8-205 Insurance independently procured; duty to report

and pay tax

431:8-206 Commissioner may enjoin unauthorized insurers

431:8-207 Legal process against unauthorized insurer; how

service of process made

431:8-208 Defense of action by unauthorized insurer; bond

431:8-209 Attorney's fees

431:8-210 Advertising prohibited

431:8-211 Penalties

Part III. Surplus Lines Insurance

431:8-300 Exemptions from surplus lines law

431:8-301 Insurance placed with unauthorized insurer

permitted

431:8-302 Surplus lines in solvent insurers

431:8-303, 304 Repealed

431:8-305 Evidence of insurance; changes; penalties

431:8-306 Signature of broker and special endorsement of

surplus lines policy

431:8-307 Broker's duty to notify insured

431:8-308 Surplus lines insurance valid

431:8-309 Effect of payment to surplus lines broker

431:8-310 Surplus lines broker license required;

qualifications for license

431:8-311 Compensation

431:8-312 Records of surplus lines broker

431:8-313 Surplus lines broker's annual statement

431:8-314 Surplus lines advisory organizations

431:8-315 Tax on surplus lines

431:8-316 Penalty for failure to file statement or remit

tax

431:8-317 Suspension or revocation of license

431:8-318 Examination of surplus lines broker's accounts and

records

431:8-319 Actions against surplus lines insurer; service of

process

431:8-320 Penalties

ARTICLE 9. LICENSING OF ADJUSTERS AND BILL REVIEWERS

Part I. General Provisions

431:9-101 Scope

431:9-102 to 104 Repealed

431:9-105 Adjuster defined

Part II. Licensing Requirements, Procedures and

Enforcement

431:9-201 License required

431:9-202 Repealed

431:9-203 General qualifications for license

431:9-204 Applications for license

431:9-205 Repealed

431:9-206 Examinations for license

431:9-207 Scope of examination

431:9-208 Time of examinations

431:9-209 Advisory board

431:9-210 to 219 Repealed

431:9-220 Process against nonresident licensees

431:9-221 Repealed

431:9-222 Qualification for adjuster's license

431:9-222.5 Workers' compensation claims adjusters; limited

license

431:9-223 Public adjuster's bond

431:9-224 Separate licenses

431:9-225 Form of adjusters' license

431:9-226 Powers conferred by an adjuster's license

431:9-227 Adjuster; restrictions

431:9-228 Place of business

431:9-229 Records of adjuster or independent bill reviewer

431:9-230 Reporting and accounting for premiums

431:9-231 Repealed

431:9-232 Extension of licenses

431:9-233, 234 Repealed

431:9-235 Denial, suspension, revocation of licenses

431:9-235.5 Suspension or denial of license for noncompliance

with support order

431:9-236 Procedure for refusal, suspension, or revocation

431:9-237 Duration of suspension

431:9-238 Power to fine

431:9-239 Reinstatement or relicensing

431:9-240 Fine in lieu

431:9-241 Independent bill reviewer

431:9-242 Compensation by contingency fee prohibited

431:9-243 Qualification for independent bill reviewer's

license

Part III. Continuing Education--Repealed

431:9-301 to 305 Repealed

ARTICLE 9A. [OLD] MANAGING GENERAL AGENTS--REPEALED

431:9A-101 to 108 Repealed

ARTICLE 9A. PRODUCER LICENSING

Part I. General Provisions

431:9A-101 Scope

431:9A-102 Definitions

431:9A-103 License required

431:9A-104 Exceptions to licensing

431:9A-105 Insurance producer license examination

431:9A-106 Application for license

431:9A-107 License

431:9A-107.5 Limited license

431:9A-108 Nonresident licensing

431:9A-108.5 Process against nonresident licensees

431:9A-109 Exemption from examination

431:9A-110 Assumed names

431:9A-111 Temporary licensing

431:9A-112 License denial, nonrenewal, suspension, or

revocation

431:9A-112.3 Suspension or denial of license for noncompliance

with support order

431:9A-112.5 Controlled business

431:9A-113 Commissions

431:9A-114 Appointments

431:9A-115 Notification to commissioner of termination

431:9A-116 Reciprocity

431:9A-117 Reporting of actions

431:9A-118 Rules

431:9A-119 Scope of examination

431:9A-120 Time of examinations

431:9A-121 Advisory board

431:9A-122 Place of business

431:9A-123 Records of insurance producer

431:9A-123.5 Reporting and accounting for premiums

431:9A-124 Prerequisites for license renewal

431:9A-125 Continuing education recordkeeping

431:9A-126 Power to fine

431:9A-127 Fine in lieu

431:9A-128 Nondiscrimination

431:9A-129 Penalty

431:9A-130 Commissioner's authority to grant waiver

Part II. Limited Lines Motor Vehicle Rental Company

Producer

431:9A-141 Definitions

431:9A-142 Requirements for license and renewal

Part III. Continuing Education Course Providers

431:9A-151 Continuing education course provider certificate

431:9A-152 Continuing education course provider additional duties

431:9A-153 Courses

431:9A-154 Self-study courses

431:9A-155 Carryover credits

431:9A-156 Course instructors

431:9A-157 Tuition

431:9A-158 Reporting credit hours and recordkeeping

431:9A-159 Advertising

431:9A-160 Advisory committee

ARTICLE 9B. REINSURANCE INTERMEDIARY

431:9B-101 Definitions

431:9B-102 Licensure

431:9B-103 Required contract provisions; reinsurance

intermediary-brokers

431:9B-104 Books and records; reinsurance intermediary-

brokers

431:9B-105 Duties of insurers utilizing the services of a

reinsurance intermediary-broker

431:9B-106 Required contract provisions; reinsurance

intermediary-managers

431:9B-107 Prohibited acts

431:9B-108 Duties of reinsurers utilizing the services of a

reinsurance intermediary-manager

431:9B-109 Examination authority

431:9B-110 Penalties and liabilities

431:9B-111 Rules

ARTICLE 9C. MANAGING GENERAL AGENTS

431:9C-101 Definitions

431:9C-102 Licensure

431:9C-103 Required contract provisions

431:9C-104 Duties of insurers

431:9C-105 Examination authority

431:9C-106 Penalties and liabilities

431:9C-107 Rules

ARTICLE 10. INSURANCE CONTRACTS GENERALLY

Part I. Readability of Insurance Contracts

431:10-101 Scope; effective dates

431:10-102 Definitions

431:10-103 Exemptions of certain contracts

431:10-104 General readability requirements

431:10-105 Required reading test; authorization and

availability

431:10-106 Flesch reading ease test; procedures

431:10-107 Filing of certificate

431:10-108 Flesch reading ease score; lower score

authorized; when

431:10-109 Disclosure of health care coverage and benefits

Part II. General Rules

431:10-201 Scope

431:10-202 Definitions

431:10-203 Power to contract

431:10-204 Insurable interest required; personal insurances

431:10-205 Interest of the insured

431:10-206 Application for insurance: consent of insured

required

431:10-207 Alteration of application

431:10-208 Limitations on use of application as evidence

431:10-209 Warranties, misrepresentations in applications

431:10-210 Standard form fire insurance policy

431:10-211 Content of policies in general

431:10-211.5 Premium waiver provisions; restrictions

431:10-212 Contract limitations for mentally retarded and

handicapped children

431:10-213 Repealed

431:10-214 Right to return policy

431:10-215 Readjustment of premiums; dividends

431:10-216 Additional contents

431:10-217 Charter, bylaw provisions

431:10-217.5 Policies relating to domestic abuse cases

431:10-218 Stated premium must include all charges

431:10-219 Multi-peril policies, premiums stated separately

431:10-220 Policy must contain entire contract

431:10-221 Prohibited policy provisions: limiting actions

and jurisdictions

431:10-222 Construction industry; indemnity agreements

invalid

431:10-222.5 Pooled insurance

431:10-223 Underwriters and combination policies

431:10-224 Execution of policies

431:10-225 Delivery of policy

431:10-226 Renewal of policy; new policy not required

431:10-226.5 Notice of cancellation or nonrenewal

431:10-227 Retroactive annulment of liability policies

prohibited

431:10-228 Assignment of policies

431:10-229 Dividends payable to the real party

431:10-230 Payment discharges insurer

431:10-231 Exemption of proceeds; accident and health or

sickness

431:10-232 Exemption of proceeds; life, endowment and

annuity

431:10-233 Exemption of proceeds; group life

431:10-234 Spouses' and reciprocal beneficiaries' right in

life insurance policy

431:10-235 Forms for proof of loss furnished

431:10-236 Claim administration not waiver

431:10-237 Construction of policies

431:10-238 Validity of noncomplying forms

431:10-239 Intervening breach

431:10-240 Insurance contracts; punitive damages

431:10-241 Venue in certain actions

431:10-242 Policyholder and other suits against insurer

431:10-243 Interest upon proceeds of life insurance policies

431:10-244 Filing procedure for contracts approved by

commissioner

ARTICLE 10A. ACCIDENT AND HEALTH OR SICKNESS

INSURANCE CONTRACTS

Part I. Individual Accident and Health or Sickness

Policies

431:10A-101 Applications and exceptions

431:10A-102 Accident and health or sickness insurance policy

defined

431:10A-103 Family coverage defined

431:10A-104 Form of policy

431:10A-105 Required provisions

431:10A-106 Optional provisions

431:10A-107 Inapplicable or inconsistent provisions

431:10A-108 Order of certain policy provisions

431:10A-109 Third party ownership

431:10A-110 Requirements of other jurisdictions

431:10A-111 Other policy provisions

431:10A-112 Policy conflicting with this part

431:10A-113 Filing procedure

431:10A-114 Age limit

431:10A-115 Coverage of newborn children

431:10A-115.5 Coverage for child health supervision services

431:10A-116 Coverage for specific services

431:10A-116.3 Coverage for telehealth

431:10A-116.5 In vitro fertilization procedure coverage

431:10A-116.6 Contraceptive services; options

431:10A-117 Franchise plan

431:10A-118 Genetic information nondiscrimination in

accident and health or sickness insurance coverage

431:10A-120 Medical foods and low-protein modified food

products; treatment of inborn error of metabolism;

notice

431:10A-121 Coverage for diabetes

431:10A-131 Insurance fraud; penalties

Part II. Group and Blanket Disability Insurance

431:10A-201 Definitions

431:10A-202 Health care groups

431:10A-203 Standard provisions

431:10A-204 Optional provision, examination and autopsy

431:10A-205 Payment of benefits

431:10A-206 Coverage of newborn children

431:10A-206.5 Coverage for child health supervision services

431:10A-207 Coverage for specific services

431:10A-208 Qualified medical child support order

Part III. Medicare Supplement Policies

431:10A-301 Definitions

431:10A-302 Applicability and scope

431:10A-303 Repealed

431:10A-304 Standards for policy provisions

431:10A-305 Rules

431:10A-306 Loss ratio standards

431:10A-307 Disclosure standards

431:10A-308 Notice of free examination

431:10A-309 Filings; approval of forms

431:10A-310 Filing requirements for advertising

431:10A-311 Penalties

431:10A-312 Severability

Part IV. Extended Health Insurance

431:10A-401 Purpose

431:10A-402 Definitions

431:10A-403 Association of insurers; policyholder; policy

431:10A-404 Persons authorized to transact insurance

431:10A-404.5 Genetic information nondiscrimination in extended

health insurance coverage

431:10A-405 Association; powers, process; examination

431:10A-406 Forms; rates; approval

431:10A-407 Duplication of benefits; adjustment

431:10A-408 Annual report filed by association

431:10A-409 Articles of association; agent, membership list;

deception

431:10A-410 Violation of other laws

Part V. Long-Term Care Insurance--Repealed

431:10A-521 to 531 Repealed

Part VI. Miscellaneous Provisions

431:10A-601 Reciprocal beneficiary family coverage defined;

policyholder and employer responsibility for

costs; availability

ARTICLE 10B. CREDIT LIFE INSURANCE

AND CREDIT DISABILITY INSURANCE

431:10B-101 Purpose

431:10B-102 Scope

431:10B-103 Definitions

431:10B-104 Forms of credit life insurance and credit

disability insurance

431:10B-105 Amount of credit life insurance and credit

disability insurance

431:10B-106 Term of credit life and credit disability

insurance

431:10B-107 Provisions of policies and certificates of

insurance: disclosure to debtors

431:10B-108 Filing, approval, and withdrawal of forms and

premium rates

431:10B-109 Premiums and refunds

431:10B-110 Issuance of policies

431:10B-111 Claims

431:10B-112 Existing insurance and choice of insurer

431:10B-113 Enforcement

431:10B-114 Penalties

ARTICLE 10C. MOTOR VEHICLE INSURANCE

Part I. General Provisions

431:10C-101 Short title

431:10C-102 Purpose

431:10C-103 Definitions

431:10C-103.5 Personal injury protection benefits; defined;

limits

431:10C-103.6 Personal injury protection benefits tied to

prepaid health care plan for description of

coverage only

431:10C-104 Conditions of operation and registration of motor

vehicles

431:10C-104.5 Repealed

431:10C-105 Self-insurance

431:10C-106 Specialty insurers not prohibited

431:10C-107 Verification of insurance: motor vehicles

431:10C-108 Unlawful use of motor vehicle insurance

identification card

431:10C-109 Motor vehicle insurance identification card after

cancellation of policy; return to insurer, civil

sanctions

431:10C-110 Rejection of application, joint underwriting plan

placement

431:10C-111 Cancellation and nonrenewal of policies: when

prohibited, when permitted

431:10C-111.5 Limit on nonrenewals and conditional renewals

431:10C-112 Notice of cancellation or nonrenewal; effect on

term of coverage

431:10C-112.5 Notice of cancellation for insurer ceasing to

issue motor vehicle insurance policies

431:10C-113 Violation of rejection, cancellation and

nonrenewal provisions

431:10C-114 Insured's obligations upon termination of

insurance

431:10C-115 Drivers education fund underwriters fee

431:10C-115.5 Repealed

431:10C-115.6 Disclosure of personal injury protection limits

and payments

431:10C-115.7 Plain language billings

431:10C-116 Challenges to motor vehicle insurance law;

intervention by attorney general

431:10C-117 Penalties

431:10C-117.5 Additional civil liability

431:10C-118 Fee in lieu of fine; defense

431:10C-119 Insurer's requirements

431:10C-120 Prohibitions, penalty

431:10C-121 Severability

Part II. Rates and Administration

431:10C-201 Motor vehicle insurance rates generally

431:10C-202 Making of motor vehicle insurance rates

431:10C-202.5 Immediate rate freeze; rate reduction; relief

431:10C-203 Rate filings

431:10C-204 Repealed

431:10C-205 Rate review: request by aggrieved party

431:10C-206 Repealed

431:10C-206.5 Group insurance plans

431:10C-207 Discriminatory practices prohibited

431:10C-208 Increase in premiums prohibited

431:10C-209 Rate administration

431:10C-209.5 Intervention by commissioner to adjust rates

431:10C-210 Publication of premium rates

431:10C-211 Attorney's fees

431:10C-212 Administrative hearing on insurer's denial of

claim

431:10C-213 Arbitration

431:10C-213.5 Binding arbitration

431:10C-214 Administration

431:10C-215 Inspection and audit

431:10C-216 Annual review

Part III. Coverages and Rights

431:10C-301 Required motor vehicle policy coverage

431:10C-301.5 Covered loss deductible

431:10C-302 Required optional additional insurance

431:10C-302.5 Managed care option

431:10C-303 Right to personal injury protection benefits

431:10C-303.5 U-drive insurance policy; primary

431:10C-304 Obligation to pay personal injury protection

benefits

431:10C-305 Source of payment

431:10C-305.5 Right to reimbursement of deductible paid; when

431:10C-306 Abolition of tort liability

431:10C-307 Reimbursement of duplicate benefits

431:10C-307.7 Insurance fraud; penalties

431:10C-307.8 Insurance fraud investigations unit

431:10C-308 Repealed

431:10C-308.5 Limitation on charges

431:10C-308.6 Repealed

431:10C-308.7 Client-patient referrals, health care provider

practices prohibited

431:10C-309 Total loss motor vehicle claims

431:10C-310 Total loss motor vehicle claims: replacement

431:10C-311 Total loss motor vehicle claims: cash settlement

431:10C-312 Payment of excise tax and certificate of

ownership fee

431:10C-313 Insurer practices regarding loss of use, storage

and towing, and betterment

431:10C-313.5 Preferred repair provider

431:10C-313.6 Original equipment manufacturer's and like kind

and quality parts

431:10C-314 Jurisdiction

431:10C-315 Statute of limitations

Part IV. Joint Underwriting Plan

Subpart A. Participation and Administration

431:10C-401 Participation

431:10C-402 Bureau

431:10C-403 Bureau's duties

431:10C-404 Allocation of costs

431:10C-405 Board of governors

431:10C-406 Regulations, review, and appellate procedure

Subpart B. Coverages and Assignment of Claims

431:10C-407 Classifications

431:10C-408 Assigned claims

Subpart C. Rates

431:10C-409 Establishment and criteria

431:10C-410 Schedules

431:10C-411 Optional additional coverages

431:10C-412 Adjustment and refund

Part V. Motorcycles and Motor Scooters

431:10C-501 to 504 Repealed

Part VI. Self-Insurer Requirements

431:10C-601 Agreement

431:10C-602 Surety bond, deposit of security, or proof

of financial ability

431:10C-603 Proof of ability to process and pay claims

promptly

431:10C-604 Issuance of certificate of self-insurance

431:10C-605 Duty to notify commissioner

431:10C-606 Duration of certification

431:10C-607 Revocation of certificate of self-insurance

431:10C-608 Termination of self-insurer status and

withdrawal of security deposit

ARTICLE 10D. LIFE INSURANCE AND ANNUITIES

Part I. Individual Life Insurance, Annuities and Pure

Endowment Contracts

431:10D-101 Scope

431:10D-102 Standard provisions required

431:10D-103 Policy loan interest rates for policies issued

after June 22, 1982

431:10D-104 Standard nonforfeiture law; life insurance

contracts

431:10D-105 Annuities and pure endowment contracts; standard

provisions required

431:10D-106 Reversionary annuities; standard provisions

required

431:10D-107 Standard nonforfeiture law; individual deferred

annuities

431:10D-108 Limitation of liability

431:10D-109 Scope of incontestable clauses

431:10D-110 Incontestability after reinstatement

431:10D-111 Premium deposits

431:10D-112 Policy settlements

431:10D-113 Indebtedness deducted from proceeds

431:10D-114 Miscellaneous proceeds

431:10D-115 Dealing in dividends

431:10D-116 Prohibited policy plans

431:10D-117 Life franchise plan

431:10D-118 Variable contracts

Part II. Group Life Insurance

431:10D-201 Group life insurance requirements

431:10D-202 Employee groups

431:10D-203 Debtor groups

431:10D-204 Labor union groups

431:10D-205 Trustee groups

431:10D-206 Agent groups

431:10D-207 Public employee association groups

431:10D-208 Mutual benefit society groups

431:10D-209 Professional association groups

431:10D-210 Occupation, industry, or trade association groups

431:10D-211 Credit union groups

431:10D-212 Spouses and dependents of insured individuals

431:10D-213 Standard provisions required

431:10D-214 Notice to insured regarding conversion right

431:10D-215 Assignment of policies

Part III. Industrial Life Insurance

431:10D-301 Scope

431:10D-302 General life insurance provisions applicable

431:10D-303 Industrial life insurance defined

431:10D-304 Compliance required

431:10D-305 Standard provisions required

431:10D-306 Title on policy

431:10D-307 Beneficiary

431:10D-308 Facility of payment

431:10D-309 Premiums paid direct

431:10D-310 Application to term and specified insurance

431:10D-311 Crediting of dividends

431:10D-312 Prohibited provisions

431:10D-313 Limitation of liability

Part IV. Life Insurance Policy Illustrations

431:10D-401 Scope

431:10D-402 Definitions

431:10D-403 Policies to be illustrated

431:10D-404 General requirements and prohibitions

431:10D-405 Standards for basic illustrations

431:10D-406 Standards for supplemental illustrations

431:10D-407 Delivery of illustration and record

retention

431:10D-408 Annual reports and notice to policy owners

431:10D-409 Annual certifications

431:10D-410 Penalties

431:10D-411 Authority to adopt rules

431:10D-412 Repealed

Part V. Replacement of Life Insurance

Policies and Annuities

431:10D-501 Purpose and scope

431:10D-502 Definitions

431:10D-503 Duties of producers

431:10D-504 Duties of insurers that use producers

431:10D-505 Duties of replacing insurers that use

producers

431:10D-506 Duties of the existing insurer

431:10D-507 Duties of insurers with respect to

direct-response solicitations

431:10D-508 Violations and penalties

431:10D-509 Authority to adopt rules

431:10D-510 Repealed

ARTICLE 10E. PROPERTY INSURANCE

431:10E-101 Insurable interest in property required

431:10E-102 Over-insurance prohibited; exceptions

431:10E-103 Exceptions

ARTICLE 10F. SURETY INSURANCE

431:10F-101 Requirements deemed met by surety insurer

431:10F-102 Fiduciary bonds, expense

431:10F-103 Court bonds, costs

431:10F-104 Release from liability

ARTICLE 10G. MOTORCYCLE AND MOTOR SCOOTER INSURANCE

Part I. General Provisions

431:10G-101 Definitions

431:10G-102 Conditions of operation and registration of

motorcycles and motor scooters

431:10G-103 Motorcycle or motor scooter self-insurance

431:10G-104 Prerequisites for obtaining coverage

431:10G-105 Tort liability

431:10G-106 Verification of insurance

431:10G-107 Drivers education fund underwriters fee;

motorcycle and motor scooter operators education

fund

431:10G-108 Penalties

431:10G-109 Rules

Part II. Rates and Administration

431:10G-201 Making of motorcycle and motor scooter insurance

rates

431:10G-202 Rate filings

431:10G-203 Rate review: request by aggrieved party

431:10G-204 Rate review: rate methods in noncompliance with

article

431:10G-206 Rate administration

Part III. Coverages and Rights

431:10G-301 Required motorcycle and motor scooter policy

coverage

ARTICLE 10H. LONG-TERM CARE INSURANCE

Part I. Long-Term Care Insurance Model Act

431:10H-101 Purpose

431:10H-102 Scope

431:10H-103 Short title

431:10H-104 Definitions

431:10H-105 Extraterritorial jurisdiction; group policies

431:10H-106 Rules

431:10H-107 Basic standards

431:10H-108 Preexisting conditions--group and individual

policies

431:10H-109 Prior hospitalization; prior institutionalization

431:10H-110 Loss ratio standards; factors; commissioner

approval

431:10H-111 Right to return; free look provision

431:10H-112 Outline of coverage required

431:10H-113 Group policy certificate requirements

431:10H-114 Life insurance policies offering long-term care

benefits

431:10H-115 Incontestability period--group and individual

policies

431:10H-116 Nonforfeiture benefits

431:10H-117 Authority to adopt rules

Part II. Long-Term Care Insurance Model Regulation

431:10H-201 Policy definitions

431:10H-202 Renewability

431:10H-203 Limitations and exclusions

431:10H-204 Extension of benefits

431:10H-205 Continuation or conversion

431:10H-206 Discontinuance and replacement

431:10H-207 Premiums charged--group and individual policies

431:10H-208 Unintentional lapse

431:10H-209 Lapse or termination for nonpayment of premium

431:10H-210 Reinstatement

431:10H-211 Disclosure; renewability

431:10H-212 Disclosure; riders and endorsements

431:10H-213 Disclosure; payment of benefits

431:10H-214 Disclosure; limitations

431:10H-215 Disclosure; other limitations and conditions on

eligibility for benefits

431:10H-216 Disclosure of tax consequences

431:10H-217 Disclosure; benefit triggers

431:10H-218 Prohibition against post-claims underwriting

431:10H-219 Minimum standards for home health and community

care benefits

431:10H-220 Requirement to offer inflation protection; group

and individual policies

431:10H-221 Requirements for application forms and replacement

coverage

431:10H-222 Reporting requirements

431:10H-223 Discretionary powers of the commissioner

431:10H-224 Reserve standards; life insurance policies or

riders

431:10H-225 Reserve standards; insurance other than life

431:10H-226 Loss ratio

431:10H-227 Filing requirements; extraterritorial

431:10H-228 Filing requirements; advertisements

431:10H-229 Standards for marketing

431:10H-230 Standards of marketing--certain group policies

431:10H-231 Suitability

431:10H-232 Prohibition against preexisting conditions and

probationary periods in replacement policies and

certificates

431:10H-233 Nonforfeiture benefit requirement

431:10H-234 Standards for benefit triggers

431:10H-235 Standard format outline of coverage; group and

individual policies

431:10H-236 Delivery of shopper's guide; group and individual

policies

Part III. Federal Conformity

431:10H-301 Group long-term care insurance policies

conformance to Health Insurance Portability and

Accountability Act and Internal Revenue Code

431:10H-302 Individual long-term care insurance policy

coverages

431:10H-303 Conflict with Health Insurance Portability and

Accountability Act

431:10H-304 Disclosure of qualification for tax benefits

Part IV. Universal Availability of Long-Term Care

Insurance

431:10H-401 Publicizing of policies

431:10H-402 Purchase of policy and payment of premiums on an

individual's behalf

ARTICLE 11. INSURANCE HOLDING COMPANY SYSTEM

431:11-101 Scope and purpose

431:11-102 Definitions

431:11-103 Subsidiaries of insurers

431:11-104 Acquisition of control or merger with domestic

insurer

431:11-104.1 Definitions

431:11-104.2 Scope

431:11-104.3 Preacquisition notification; waiting period

431:11-104.4 Competitive standard

431:11-104.5 Orders and penalties

431:11-104.6 Inapplicable provisions

431:11-105 Registration of insurers

431:11-106 Standards and management of an insurer within a

holding company system

431:11-107 Examination

431:11-108 Confidential treatment

431:11-109 Rules and regulations

431:11-110 Injunctions; prohibitions against voting

securities; sequestration of voting securities

431:11-111 Sanctions

431:11-112 Receivership

431:11-113 Recovery

431:11-114 Revocation, suspension, or nonrenewal of

insurer's license

431:11-115 Judicial review; mandamus

431:11-116 Conflict with other laws

431:11-117 Severability of provisions

ARTICLE 11A. BUSINESS TRANSACTED WITH PRODUCER

CONTROLLED PROPERTY/CASUALTY INSURER

431:11A-101 Definitions

431:11A-102 Applicability

431:11A-103 Minimum standards

431:11A-104 Disclosure

431:11A-105 Penalties

ARTICLE 12. MASS MERCHANDISING OF INSURANCE

431:12-101 Definitions

431:12-102 Applicability

431:12-103 Mass merchandising authorized

431:12-104 Mass merchandising prohibited; when

431:12-105 Mass merchandising requirements

431:12-106 Disclosure

431:12-107 Payroll deductions and premium collections

431:12-108 Employer's failure to remit premiums

431:12-109 Cancellation and nonrenewal

431:12-110 Premium rates

431:12-111 Readjustment of premiums; dividends

431:12-112 Underwriting standards

431:12-113 Statistics

431:12-114 Licenses

431:12-115 Establishment and maintenance of office

431:12-116 Rules

ARTICLE 13. UNFAIR METHODS OF COMPETITION AND

UNFAIR AND DECEPTIVE ACTS AND PRACTICES IN

THE BUSINESS OF INSURANCE

Part I. General Provisions

431:13-101 Purpose

431:13-102 Unfair methods of competition; unfair or

deceptive acts or practices prohibited

431:13-103 Unfair methods of competition and unfair or

deceptive acts or practices defined

431:13-104 Favored producer or insurer; coercion of debtors

431:13-105 Power of commissioner

431:13-106 Hearings

431:13-107 Commissioner's right of action

431:13-108 Reimbursement for accident and health or sickness

insurance benefits

Part II. Penalties and Judicial Review

431:13-201 Cease and desist and penalty orders; judicial

review

431:13-202 Penalty for violation of cease and desist orders

431:13-203 Rules

431:13-204 Provisions of sections additional to existing

laws

ARTICLE 14. RATE REGULATION

Part I. Casualty, Surety, Property, Marine and

Transportation Rate Regulation

431:14-101 Purpose

431:14-101.5 Definitions

431:14-102 Scope

431:14-103 Making of rates

431:14-103.3 Rate adjustment mandates

431:14-103.5 Contracting classification premium program

431:14-104 Rate filings

431:14-104.5 Loss cost filings

431:14-105 Policy revisions which alter coverage

431:14-105.5 Standing to intervene in rate filing and

ratemaking proceedings

431:14-106 Disapproval of filings

431:14-107 Rating organizations

431:14-107.1 Rating and advisory organizations, permitted

activity

431:14-107.2 Insurers and organizations, prohibited activity

431:14-107.3 Rating or advisory organizations, prohibited

activity

431:14-108 Deviations

431:14-109 Appeal by minority

431:14-110 Information to be furnished insureds; hearings

and appeals of insureds

431:14-110.5 Disclosure of workers' compensation premium

information

431:14-111 Advisory organizations

431:14-112 Joint underwriting or joint reinsurance

431:14-113 Examination

431:14-114 Rate administration

431:14-115 False or misleading information

431:14-116 Assigned risks

431:14-116.5 Assigned risk pool; experience rating plan

431:14-116.6 Assigned risk pool; residual market plan

431:14-117 Penalties

431:14-118 Hearing procedure and judicial review

431:14-119 Repealed

431:14-120 Additional powers for workers' compensation rate

filing and ratemaking

ARTICLE 14A. HAWAII EMPLOYERS' MUTUAL INSURANCE COMPANY

431:14A-101 Purpose

431:14A-102 Definitions

431:14A-103 Hawaii employers' mutual insurance company,

established

431:14A-104 Company divisions

431:14A-105 Board of directors, established

431:14A-106 Powers; generally

431:14A-107 Duties and responsibilities

431:14A-108 Administrator; appointment; duties

431:14A-109 Financial management

431:14A-109.5 Oversight council

431:14A-110 Premium rates, determination

431:14A-111 Reserves, investment

431:14A-112 Financial statements and other reports

431:14A-113 Annual accounting; dividends

431:14A-114 Audits

431:14A-115 Denial, cancellation, and termination

431:14A-116 Wilful misrepresentation and fraud

431:14A-117 Workplace safety and health programs

431:14A-118 Discontinuation of residual market plan

431:14A-119 Discontinuation of assigned risks

ARTICLE 14F. HEALTH INSURANCE RATE REGULATION

431:14F-101 Scope and purpose

431:14F-102 Definitions

431:14F-103 Making of rates

431:14F-104 Rate adjustment mandates

431:14F-105 Rate filings

431:14F-106 Reserves

431:14F-107 Policy revisions that alter coverage

431:14F-108 Disapproval of filings

431:14F-109 Managed care plans; prohibited activity

431:14F-110 Information to be furnished enrollees; hearings

and appeals of enrollees

431:14F-111 False or misleading information

431:14F-112 Penalties

431:14F-113 Hearing procedure and judicial review

ARTICLE 15. INSURERS SUPERVISION, REHABILITATION

AND LIQUIDATION

Part I. General Provisions

431:15-101 Construction and purpose

431:15-102 Persons covered

431:15-103 Definitions

431:15-103.5 Standards and authority

431:15-104 Jurisdiction and venue

431:15-105 Injunctions and orders

431:15-106 Cooperation of officers and employees

431:15-107 Commissioner's reports

431:15-108 Continuation of delinquency proceedings

Part II. Summary Proceedings and Supervisory

Proceedings

431:15-201 Commissioner's summary orders and supervision

proceedings

431:15-202 Court's seizure order

431:15-203 Confidentiality of hearings

Part III. Formal Proceedings

431:15-301 Grounds for rehabilitation

431:15-302 Rehabilitation orders

431:15-303 Powers and duties of the rehabilitator

431:15-304 Actions by and against rehabilitator

431:15-305 Termination of rehabilitation

431:15-306 Grounds for liquidation

431:15-307 Liquidation orders

431:15-308 Continuance of coverage

431:15-309 Dissolution of insurer

431:15-310 Powers of liquidator

431:15-311 Notice to creditors and others

431:15-312 Duties of producers

431:15-313 Actions by and against liquidator

431:15-314 Collection and list of assets

431:15-315 Fraudulent transfers prior to petition

431:15-316 Fraudulent transfer after petition

431:15-317 Voidable preferences and liens

431:15-318 Claims of holders of void or voidable rights

431:15-319 Setoffs and counterclaims

431:15-320 Assessments

431:15-321 Reinsurer's liability

431:15-322 Applicability of claims settlement provisions to

loss claims

431:15-323 Recovery of premiums owed

431:15-324 Domiciliary liquidator's proposal to distribute

assets

431:15-325 Filing of claims

431:15-326 Proof of claim

431:15-327 Special claims

431:15-328 Provisions for third party claims

431:15-329 Disputed claims

431:15-330 Claims of surety

431:15-331 Secured creditor's claims

431:15-332 Priority of distribution

431:15-333 Liquidator's recommendations to the court

431:15-334 Distribution of assets

431:15-335 Unclaimed and withheld funds

431:15-336 Termination of proceedings

431:15-337 Reopening liquidation

431:15-338 Disposition of records during and after

termination of liquidation

Part IV. Interstate Relations

431:15-401 Conservation of property of foreign or alien

insurers found in this State

431:15-402 Liquidation of property of foreign or alien

insurers found in this State

431:15-403 Domiciliary liquidators in other states

431:15-404 Ancillary formal proceedings

431:15-405 Ancillary summary proceedings

431:15-406 Claims of nonresidents against insurers domiciled

in this State

431:15-407 Claims of residents against insurers domiciled in

reciprocal states

431:15-408 Attachment, garnishment and levy of execution

431:15-409 Interstate priorities

431:15-410 Subordination of claims for noncooperation

431:15-411 Separability

ARTICLE 16. GUARANTY ASSOCIATIONS

Part I. Property and Liability Insurance Guaranty

Association

431:16-101 Title

431:16-102 Purpose

431:16-103 Scope

431:16-104 Construction

431:16-105 Definitions

431:16-106 Creation of association

431:16-107 Board of directors

431:16-108 Powers and duties of the association

431:16-109 Plan of operation

431:16-110 Duties and powers of the commissioner

431:16-111 Effect of paid claims

431:16-112 Exhaustion of other coverage

431:16-113 Prevention of insolvencies

431:16-114 Tax exemption

431:16-115 Recoupment of assessment

431:16-116 Immunity

431:16-117 Stay of proceedings

Part II. Life and Disability Insurance Guaranty

Association

431:16-201 Title

431:16-202 Purpose

431:16-203 Coverage and limitations

431:16-204 Construction

431:16-205 Definitions

431:16-206 Creation of the association

431:16-207 Board of directors

431:16-208 Powers and duties of the association

431:16-209 Assessments

431:16-210 Plan of operation

431:16-211 Duties and powers of the commissioner

431:16-212 Prevention of insolvencies

431:16-213 Credits for assessments paid

431:16-214 Miscellaneous provisions

431:16-215 Tax exemptions

431:16-216 Immunity

431:16-217 Stay of proceedings; reopening default judgments

431:16-218 Prohibited advertisement of association act in

insurance sales; notice to policyholders

431:16-219 Prospective application

ARTICLE 17. INSURANCE INFORMATION PROTECTION ACT

431:17-101 to 106 Repealed

ARTICLE 18. [RESERVED]

ARTICLE 19. CAPTIVE INSURANCE COMPANIES

431:19-101 Definitions

431:19-101.2 Confidential treatment

431:19-101.4 Service providers

431:19-101.5 Captive insurance administrator

431:19-101.6 Salary

431:19-101.7 General powers and duties

431:19-101.8 Captive insurance administrative fund

431:19-102 Certificate of authority

431:19-102.2 Personal lines insurance

431:19-102.3 Redomestication; approval as a domestic captive

insurer

431:19-102.4 Redomestication; conversion to foreign insurer

431:19-102.5 Repealed

431:19-103 Names of companies

431:19-104 Minimum capital; letter of credit, security

431:19-105 Minimum surplus; letter of credit, security

431:19-106 Formation of captive insurance companies in

this State

431:19-106.3 Leased capital facilities

431:19-106.5 Conversion or merger of captive insurers

431:19-107 Financial statements and other reports

431:19-108 Examinations and investigations

431:19-109 Grounds and procedures for suspension and

revocation of certificate of authority

431:19-110 Legal investments

431:19-111 Reinsurance

431:19-111.5 Class 5 companies

431:19-112 Rating organizations; memberships

431:19-113 Exemption from compulsory associations

431:19-114 Rules

431:19-115 Laws applicable

431:19-115.5 Applicability of other laws to captive insurance

companies writing motor vehicle insurance

policies in this State

431:19-115.6 Applicability of other laws to captive insurance

companies writing credit life or other credit

disability insurance policies

431:19-116 Taxation

ARTICLE 20. TITLE INSURANCE AND TITLE INSURERS

431:20-101 Scope

431:20-102 Definitions

431:20-103 General insurance law applicable

431:20-104 Particular provisions prevail

431:20-105 Authorized business

431:20-106 Restrictions on business

431:20-106.5 Escrow depositories

431:20-107 Capital requirements

431:20-108 Guarantee fund

431:20-109 Limitations on compliance with section 431:20-107

and section 431:20-108

431:20-110 Purchase of materials and plant; valuation

431:20-110.5 Dividends

431:20-111 Loans to officers, etc.

431:20-112 Limit of risk

431:20-113 Underwriting standards and record retention

431:20-114 Reinsurance reserve

431:20-115 Use of reinsurance reserve on liquidation,

dissolution or insolvency

431:20-116 Loss and loss expense reserve

431:20-117 Reinsurance

431:20-118 Prohibition on rebates and inducements

431:20-119 Division of fees

431:20-120 Schedules of premiums and charges

431:20-121 Contract forms, filing, disapproval

431:20-122 Annual statement

431:20-123 Remedies

431:20-124 Additional penalty

431:20-125 Revocation or suspension of title insurer's

certificate of authority

ARTICLE 21. HAWAII PROPERTY INSURANCE ASSOCIATION

431:21-101 Purpose

431:21-102 Definitions

431:21-103 Creation of association

431:21-104 Board of directors

431:21-105 Powers and duties of the association

431:21-105.5 Default in payment of assessments

431:21-106 Plan of operation

431:21-107 Designation of area

431:21-108 Renewals of existing policies

431:21-109 Insurance coverages available under plan

431:21-110 Application; inspection

431:21-111 Duties and powers of the commissioner

431:21-112 Reports

431:21-113 Appeals

431:21-114 Tax exemptions

431:21-115 Credits for assessments paid

431:21-116 Examination

431:21-117 Immunity and limitation on liability

431:21-118 Status of association policies

ARTICLE 22. LOSS MITIGATION GRANT PROGRAM

431:22-101 Definitions

431:22-102 Loss mitigation grant fund

431:22-103 Establishment of loss mitigation grant program

431:22-104 Standards for the award of grants

431:22-105 Technical advisory committee