[To Parent Directory]10/31/2001 9:04 AM 1886 HRS_486P-1.htm10/31/2001 9:04 AM 3487 HRS_486P-2.htm10/31/2001 9:04 AM 1059 HRS_486P-3.htm10/31/2001 9:04 AM 560 HRS_486P.htm