[To Parent Directory]10/31/2001 8:48 AM 2183 HRS_197-1.htm10/31/2001 8:48 AM 1739 HRS_197-2.htm10/31/2001 8:48 AM 3296 HRS_197-3.htm10/31/2001 8:48 AM 1496 HRS_197-4.htm10/31/2001 8:48 AM 498 HRS_197-5.htm10/31/2001 8:48 AM 654 HRS_197.htm